Financial Insights — Potchefstroom

Estate Planning

Why your will and your beneficiary nomination need to say the same thing

Published

Many people assume their will is the final word on how their assets are distributed. But beneficiary nominations on retirement funds, life policies, and investment accounts often override your will entirely — and most people never check whether they align.

Retirement

Retirement Annuity vs Tax-Free Savings Account — which one is right for you?

Published

Both are powerful retirement savings vehicles, but they work differently — and using them together is significantly more tax-efficient than using either one alone. Here's how to decide what's right for your situation.

Business Assurance

What is a buy-and-sell agreement and does your business actually need one?

Published

If you run a business with a partner, a buy-and-sell agreement is one of the most important legal and financial documents you may not have. Here's what it does, why it matters, and why your LLB-qualified advisor is uniquely positioned to help.

Retirement

Living Annuity vs Life Annuity — the most important retirement decision you'll make

Published

The choice between a living annuity and a life annuity is largely irreversible. Understand the difference before you decide.

Business Assurance

5 Things Business Owners Get Wrong About Key Person Insurance

Published

Key person cover is one of the most misunderstood tools in business financial planning. Here's where most businesses go wrong.

Financial Planning

What an LLB Actually Changes About Financial Planning

Published

Why a legal background changes the quality of financial advice in ways that matter most — from estate planning to business assurance.